Pre-Approval in Minutes
Payment Plans
Making Services and Products more accessible
Pre-Approval in Minutes
Payment Plans
Making Services and Products more accessible
We’ve partnered with Affirm to offer payment plans for both service and product purchases!
We currently over both Pay in 4 and the more traditional Pay Monthly plan option.
Check out the details below!
Pay in 4
For amounts $50 – $999
4 biweekly, interest-free payments can be automatically charged to your Visa/Mastercard debit or credit card with an initial payment on the day of purchase.
It’s simple and quick!
*Subject to credit approval*
Pay Monthly
For amounts over $1000
Choose how you pay with Affirm. 0% APR on 3 month plans, 6 and 12 month plans are interest bearing (0-30% APR).
Subject to eligibility check and approval. A down payment may be required. See actual terms at checkout.
It’s simple and quick!
*Subject to credit approval*
What is Affirm?
Affirm (formly known as PayBright) is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.
Why use Affirm?
Pay in 4
No impact on credit score
Using a Pay in 4 Affirm payment plan won’t impact your credit score.
Quick and convenient checkout
Place your order quickly and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to get an instant decision, then complete your purchase.
Easy payments
Turn on AutoPay and Affirm will automatically charge payments from your chosen Visa or Mastercard debit or credit card, interest-free.
Pay Monthly
Prequalify before you buy
Get your Affirm spending limit while you’re shopping
Quick and convenient checkout
Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
Easy payments
Affirm will automatically debit/charge monthly payments using your preferred payment method. Available methods may vary depending on the payment plan selected.
How do I use Affirm?
Pay in 4
Shop: Browse our Services and Products and add your favourite finds to your in store purchase.
Select: When you reach checkout, choose Affirm as your payment method.
Checkout: Complete your purchase and pay in 4 equal payments. Subject to credit approval.
Pay: The remaining 3 payments are charged to your debit or credit card every two weeks.
Pay Monthly
Get Pre-Approved HERE
Select: When you reach checkout after your service, choose Affirm as your payment method
Get set up: Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and split up the cost.
FAQ
Pay in 4
Are there requirements to use Affirm?
Yes. You’ll need:
• To be the legal age of majority in Ontario
• To be a resident of Canada
• A Canadian Visa, Mastercard credit card or a Visa or Mastercard debit card (with the Visa/Mastercard logo) which can be used for online transactions
• An SMS-capable Canadian phone number
• To meet the minimum cart size required ($50) to use Affirm as a payment option at checkout
How do I sign up?
If your purchase is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Affirm and accept the terms of your payment plan.
Where can I use Affirm?
You can use Affirm on in studio purchases at CI Hair Studio
Does Affirm do a credit check?
To learn more about Affirm and credit checks, please read this FAQ Article on the Affirm help site.
How do I make my payments?
At checkout, you can set up convenient, automatic pre-authorized payments that are debited/charged to your Canadian Visa/Mastercard Debit/Credit Card.
Which payment methods are accepted?
Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.
What if I can't make a payment?
Please reach out to the Affirm team and they will be happy to
look into the options available. You can contact them using this contact form.
Are there late of NSF fees?
Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.
How do returns work if I paid using Affirm?
Purchases made using Affirm are subject to CI Hair Studio’s standard return policy.
Returns are only accepted on unused, unopened hair product.
Services are nonrefundable.
Hair Extensions are nonrefundable for hygenic reasons.
Any returns will be processed by CI Hair Studio, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If CI Hair Studio has provided a refund to you via a gift card, you must still continue repaying your installment plan in full.
What if I need additional help with my payment plan?
What if I get declined from using Affirm?
Please use an alternate payment method to complete your purchase.
I still have questions
For further information, please refer to Affirm Help Center or get in touch HERE
Pay Monthly
Are there requirements to use Affirm?
Yes. You’ll need:
• To be the legal age of majority in Ontario
• To be a resident of Canada
• A Canadian Visa, Mastercard credit card or a Visa or Mastercard debit card (with the Visa/Mastercard logo) which can be used for online transactions
• An SMS-capable Canadian phone number
• To meet the minimum cart size required ($1000) to use Affirm as a payment option at checkout
How do I sign up?
If your purchase is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with Affirm and accept the terms of your payment plan.
Does Affirm do a credit check?
To learn more about Affirm and credit checks, please read the FAQ Article on the Affirm help site
What is Affirm's interest rate?
For more information on interest or fees, please read this FAQ Article on the Affirm Help site.
I wasn't able to complete an Affirm transaction. What happened?
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
Which payment methods are accepted?
Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods vary depending on the payment plan selected. Please note that prepaid cards are not accepted.
How can I track my payments and access my Affirm account?
To view your account information and track upcoming payments, please login to the Affirm Customer Portal using the phone number yu used to sign up with. Having trouble? Please get in touch with the Affirm team.
Are there late or NSF fees?
Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.
How do returns work if I paid using Affirm?
Purchases made using Affirm are subject to CI Hair Studio’s standard return policy.
Returns are only accepted on unused, unopened hair product.
Services are nonrefundable.
Hair Extensions are nonrefundable for hygenic reasons.
Any returns will be processed by CI Hair Studio, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If CI Hair Studio has provided a refund to you via a gift card, you must still continue repaying your installment plan in full.
What if I can't make a payment?
Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.
I still have questions
For further information, please refer to the Affirm help center site or get in touch here.
Please note that Affirm is an independent payment company and CI Hair Studio has no influence over whether your desired payment option through Affirm is approved or not. If you have any trouble with your order, please contact Affirm Customer service 1-888-484-4282.
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